Renovation Realm discusses how renovation can help mortgage and real estate professionals grow their business by utilizing Renovation Lending programs like the FHA 203(k) program and Fannie Mae HomeStyle program.  The author, Eric Kepner, has over 20 years of experience in renovation lending, both as an originator and as a renovation specialist working in the Correspondent Lending space for over 15 years.

Eric grew up in a family contracting firm, which he still owns and manages today.  His family Kitchen Remodeling business, Kepner Kitchens LLC, is located in Clifton Park, NY, near Albany, NY, the capitol of New York State.  He has been involved in the family remodeling company since he was 10 years old.  In addition to his remodeling experience, Eric is also an approved FHA 203(k) Consultant.  While not currently acting in an active role as a consultant, he understands the role the consultant plays in renovation lending transactions and brings that experience to his clients.

Eric is currently Vice President and Regional Manager for Renovation Lending at Freedom Mortgage Corporation Correspondent Lending and travels nationwide educating lenders on the program and the benefits the program offers.  Freedom Mortgage is headquartered in Mount Laurel, NJ and has offices nationwide for retail, Wholesale and Correspondent Lending.  The Renovation Lending Division of Freedom Mortgage is headquartered in Clifton Park, NY.

The idea for Renovation Realm is to open additional discussions, opportunities, and benefits to anyone interested in Renovation Lending.  Eric brings a unique experience to the subject from being a contractor and consultant to originating renovation loans throughout his career.  Many ideas, tips, and techniques will be discussed on this site and further discussion of any are welcomed.  Our goal is to provide insight needed for renovation lending to all that would like to learn more, to utilize these beneficial programs and provide sources for their use.

While the intent of the site is to promote renovation lending, Eric will also promote Freedom Mortgage and Kepner Kitchens LLC, when those companies can offer a service or product.  Thanks for looking at the site and participating in any discussions.